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R e t i r e e C o r n e r
Welcome, Branch 193 Retirees!
CONGRATULATIONS TO OUR NEWEST RETIREES
Director of Retired Members
Dan Toth was elected NALC director of retired members in 2018 through an election conducted by mail. Full bio
NALC’s Retirement Department serves the members, active and retired, with advice and assistance regarding pre-retirement and post-retirement issues. These issues primarily involve the Office of Personnel Management (OPM) and its administration of the Civil Service Retirement System (CSRS) and the Federal Employees’ Retirement System (FERS). But the issues also at times intersect with other agencies and programs, including the Thrift Savings Plan (TSP), Medicare, Social Security, Federal Employees’ Group Life Insurance (FEGLI) and Federal Employees’ Health Benefits (FEHB).
Designation of beneficiary forms available here
If you want to ensure your beneficiary designation(s) for FEGLI, TSP or retirement death benefits are current because your spouse died, your beneficiary’s address changed or for any other reason or combination of reasons, mail a new Designation of Beneficiary form to the appropriate address provided on each form. The OPM recommends simply updating your beneficiary designation(s), rather than requesting a copy from your file.
2020 Retiree COLAs Projection: 1.6% as of July 2019
The 2020 COLAs for CSRS and FERS benefits are based on the increase in the average CPI-W between the 3rd quarter of 2018 (246.352) and the 3rd quarter of 2019 (TBA).
Based on the July 2019 CPI-W (1982-84=100) of 250.236 the 2020 CSRS and FERS COLAs are currently projected to be 1.6%. The 2020 retiree COLA calculation will be finalized in October 2019 with the release of the CPI-W for September 2019.
CSRS annuities receive full COLAs; COLAs for FERS annuities are payable for retirees 62 and older and may be reduced by up to one percentage point from the increase in the CPI.
For details and a look at recent COLAs and trends, click here.
General contact information
The NALC Retirement Department can be reached by calling 800-424-5186 (toll free)Monday, Wednesday or Thursday, 10 a.m. to Noon or 2 p.m. to 4 p.m. (Eastern time), or by calling the NALC Headquarters switchboard at 202-393-4695 Monday through Friday, 9 a.m. to 4:30 p.m. (Eastern time) and asking for the Retirement Department.
The USPS HR Shared Service Center (HRSSC) can be reached by current employees who are planning or applying for retirement by calling 877-477-3273, option 5.
The Office of Personnel Management (OPM) acts as the personnel office for retired letter carriers, and is the agency responsible for administering retirement, health and life insurance benefits. Before you call or write to OPM, be sure to have your Civil Service Annuity (CSA) number ready. OPM can be reached by retirees who have a CSA number by calling 888-767-6738 or 724-794-2005, 7:40 a.m. to 5 p.m. Monday through Friday (Eastern time), or 202-606-0500 in the Washington, DC, area. Mail your written inquiries to Office of Personnel Management, Retirement Operations Center, Boyers, PA 16017 (unless OPM has specified a different address for a specific action such as health benefits open season).
- Click here to download Director Toth’s workshop PowerPoint presentation, “CSRS and FERS: A Guide for Employees Approaching Retirement.”
Click on the “plus” symbol next to each topic below to see more information:
Are you planning to retire?
Are you a branch or state director of retirees?
CSRS & FERS annuity estimates
Were you a casual prior to Jan. 1, 1989?
Other useful publications and resources
| CONTACTING OPM FOR HELP
OPM acts as the personnel
office for retired letter carriers, and is the agency responsible
for administering retirement,
health and life insurance benefits. Before you
call or write to OPM, be
sure to have your Civil Service Annuity
|| General inquiry number for retirees in the Washington, D.C. area.
for making changes in tax withholding and requesting
| Write to OPM:
Mail your written inquiries to: Office of Personnel Management, Retirement
Operations Center, Boyers, PA 16017
(unless OPM has specified a different address for a specific action
such as health benefits open season).
LONG TERM CARE INSURANCE
carriers or retired carriers can apply for coverage under the Federal
Long Term Care Insurance Program at any time. You do not have to wait
until the next Open Season, but must submit a "full underwriting"
application. "Full underwriting" means that applicants will have to
answer numerous health-related questions. It may also include a review
of medical records and possibly an interview with a nurse. OPM has
stated that this is the same level of underwriting that those who
purchase individual policies in the private market undergo.
Letter carriers may obtain
additional information about any aspect of the Long-Term Care Program
by calling 1-800-582-3337 or visiting the LTC web site at www.LTCFEDS.com.
You can also download application
forms or apply on line at that website.